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Charles, an eccentric lottery winner living alone on a remote island, tries to make his dream of playing an exclusive, private concert with his favorite musician, Herb McGwyer, a reality. Unbeknownst to Herb, Charles has hired his old bandmates and ex-girlfriend Nell to perform old favorites with her new husband. As tempers flare and old tensions resurface, stormy weather traps everyone on the island, and Charles searches for a way to save his dream concert.